At Cornerstone Capital Financial Group, financial planning is about more than just choosing investments — it’s about seeing the full picture of your life. From retirement savings to estate considerations, education funding, and tax strategies, a well-crafted financial plan brings all the pieces together.
Our approach to comprehensive financial planning starts with understanding you—your priorities, your values, and the future you envision. We help individuals and families at every stage of life create clear, actionable plans designed to build confidence and long-term financial wellness.
What Is Personal Financial Planning?
True financial planning is holistic. It brings together all the financial and emotional aspects of your life—your goals, challenges, responsibilities, and dreams—and creates a strategy that supports them.
Whether you’re focused on wealth preservation, managing cash flow, planning for your children’s education, business succession preparation or preparing for retirement, our role is to provide guidance that is practical, personalized, and always in your best interest.
The Cornerstone Planning Process
Personalized, Professional, and Always in Your Best Interest
At Cornerstone Capital Financial Group, financial planning isn’t one-size-fits-all. That’s why our team of independent financial advisors follows a proven, structured approach that ensures every recommendation is tailored to your life, goals, and values.
We use a comprehensive six-step planning process that helps you make informed decisions—without pressure and unnecessary complexity.
Step 1
Understand your current financial position We begin by gathering and reviewing your complete financial picture—assets and liabilities, tax returns, insurance coverage, estate documents, and investment history—so we know where you're starting from.
Step 2
Define your goals and values We work with you to clarify your financial goals and personal values, so your plan reflects what truly matters to you and your family.
Step 3
Identify any barriers Our advisors help uncover issues that may be standing in the way of your financial independence, from debt and tax inefficiencies to missed opportunities for savings or growth.
Step 4
Develop clear recommendations You’ll receive a written strategy with practical, unbiased advice—focused on your needs, not on promoting specific products.
Step 5
Put your plan into action We assist you in implementing your plan with confidence, helping you navigate decisions and stay on track every step of the way.
Step 6
Review and refine As life evolves, so should your plan. We provide regular reviews to ensure your financial strategy grows with you.
Do You Need a Financial Planner?
Here are a few signs it may be time to partner with a professional:
You’re unsure how to prioritize competing financial goals
You feel overwhelmed by conflicting financial advice
You're concerned about how much tax you’re paying
You don’t have a clear investment strategy
You’re struggling to save or stick to a budget
A life change (retirement, job change, inheritance, marriage, loss of a loved one) has impacted your financial outlook
You simply don’t have time to manage it all on your own
Working with a Certified Financial Planner in Brantford, Ontario, ensures that you’re not just managing money—you’re building a future with clarity and purpose.
